Easy Home LoanWe offer highly customized facilities of availing home loans. Importantly, we appoint a dedicated manager who takes customers through the entire process, starting with the filling in of the application forms and culminating in the loan disbursement process. This otherwise seemingly difficult process is made simpler and more convenient for the customer. Sometimes, customers are unable to spare that extra time from their hectic schedules, and the Bank Doorstep Service makes the home buying process seamless and pleasurable. A relationship that is happy from the start is extended through the attention the customer gets through his loan repayment tenure and beyond.
We believe that in order to succeed, we need to offer not only competitive products, but also the best possible service and value-added features and benefits. In a market where the basic product is largely similar, the differentiator is our ability to understand the customer's need completely and structure the value-adds appropriately. It is with this thought in mind that we innovate constantly, based on our interaction with the customer. Home buying is an emotional decision and one must find the right partner to guide you through the course. Key Features
Other Features & Benefits The key advantages of Home Loans are:
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Eligibility and DocumentationDocumentation
Apart from the application form, generally banks will ask you to submit following documents.
Eligibility The eligibility and the amount of loan disbursed depends on the individual's repayment capacity. The calculation of repayment capacity is made based on factors such as monthly and annual income, source of income, savings and credit history, work experience, age, qualifications, number of dependents and the probability of the individual continuing in the same occupation. For the self employed, an audited balance sheet and the profit and loss account of the last three years would be required. With these details the Bank is able assess and offer an eligible customer a property/home loan in India. |